Year

2022-2023 (3 months)

Project

B2C Platform

Crowd-based home loan refinancing

Role

Product Designer at Studio Ldn

Team

UXU5
smiling man standing near green treeU4
smiling woman wearing white and black pinstriped collared topU3
Head of MarketingU1

Craggle

Finance

Driving $354M in 6 months through Refinancing UX

Overview

Craggle is a crowd-based fintech platform that helps Australian homeowners negotiate better mortgage rates by combining their loan value for collective bargaining power. The platform launched in 2023, facilitating $354M+ in home loan transactions in 6 months.


As a Product Designer at LDN Studio, I worked closely with another designer, marketing, and the engineering team to design the end-to-end customer experience, including onboarding, authentication, offer, and the "handshake" between customers and banks.


My focus was on building trust, simplifying complex refinancing and renegotiation journeys, and validating a first-of-its-kind fintech product through user research and iterative design.

Key challenge: Designing for trust in a high-stakes financial decision while introducing an entirely new concept (crowd negotiation) to the market.

Impact

Successfully launched the first crowd negotiation app in Australian market

Successfully launched the first crowd negotiation app in Australian market

Successfully launched the first crowd negotiation app in Australian market

$354M+ in home loan transactions processed through the platform in 6 months

$354M+ in home loan transactions processed through the platform in 6 months

$354M+ in home loan transactions processed through the platform in 6 months

Positive sentiment from customers

Positive sentiment from customers

Positive sentiment from customers

"Give it a try, it will surprise you! I’ll admit I was skeptical going into this but I decided to give it a shot and Craggle my Westpac home loan. What a game-changer! The process was simple and the outcome exceeded my expectations and I was able to lower my loan repayments. Not only did I get offers from other banks I got a fantastic offer from Westpac to stay with them! A better rate and I didn’t even have to switch, now that’s what I call simple. I’m proud to call myself a Craggler!"

a man with a beard and glasses standing with his arms crossed

James A

AU

"Give it a try, it will surprise you! I’ll admit I was skeptical going into this but I decided to give it a shot and Craggle my Westpac home loan. What a game-changer! The process was simple and the outcome exceeded my expectations and I was able to lower my loan repayments. Not only did I get offers from other banks I got a fantastic offer from Westpac to stay with them! A better rate and I didn’t even have to switch, now that’s what I call simple. I’m proud to call myself a Craggler!"

a man with a beard and glasses standing with his arms crossed

James A

AU

"Give it a try, it will surprise you! I’ll admit I was skeptical going into this but I decided to give it a shot and Craggle my Westpac home loan. What a game-changer! The process was simple and the outcome exceeded my expectations and I was able to lower my loan repayments. Not only did I get offers from other banks I got a fantastic offer from Westpac to stay with them! A better rate and I didn’t even have to switch, now that’s what I call simple. I’m proud to call myself a Craggler!"

a man with a beard and glasses standing with his arms crossed

James A

AU

"Its FREE and easy, why wouldn't you Craggle!! Delivered well beyond my expectations! I went to my bank to ask for a better rate, they weren't interested, I went to Craggle to try it out and now I'm saving $400/month! Un cancelling that X-mas holiday!!"

woman in white crew neck shirt smiling

Blake L

AU

"Its FREE and easy, why wouldn't you Craggle!! Delivered well beyond my expectations! I went to my bank to ask for a better rate, they weren't interested, I went to Craggle to try it out and now I'm saving $400/month! Un cancelling that X-mas holiday!!"

woman in white crew neck shirt smiling

Blake L

AU

"Its FREE and easy, why wouldn't you Craggle!! Delivered well beyond my expectations! I went to my bank to ask for a better rate, they weren't interested, I went to Craggle to try it out and now I'm saving $400/month! Un cancelling that X-mas holiday!!"

woman in white crew neck shirt smiling

Blake L

AU

Driving $354M in 6 months through Refinancing UX